:root{
    --bg:#ffffff;
    --surface:#f5f7f9;
    --surface-2:#eaeef2;
    --border:#dde2e8;
    --border-strong:#c7cdd6;
    --ink:#14171c;
    --ink-2:#3c424c;
    --ink-3:#697482;
    --blue:#9a6a00;            /* amber: links & text accents (accessible on white) */
    --yellow:#f5b301;          /* brand yellow: buttons, badges */
    --yellow-deep:#e0a200;
    --blue-dark:#7d5600;
    --blue-light:#fff3d1;       /* pale yellow fills */
    --star:#f3a01f;
    --green:#127a4e;
    --red:#b23c2a;
    --r:8px;
    --wrap:1180px;
    --sans:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased}
  h1,h2,h3,h4{margin:0;font-weight:700;line-height:1.2;letter-spacing:-.01em}
  a{color:var(--blue);text-decoration:none}
  a:hover{text-decoration:underline}
  p{margin:0 0 .8rem}
  ::selection{background:var(--blue-light)}
  :focus-visible{outline:2.5px solid var(--blue);outline-offset:2px;border-radius:3px}
  .wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
  .skip{position:absolute;left:-999px;background:var(--blue);color:#fff;padding:10px 14px;z-index:200}
  .skip:focus{left:0;top:0}

  /* buttons */
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;font-family:var(--sans);font-weight:600;font-size:14px;padding:10px 18px;border-radius:var(--r);border:1.5px solid transparent;cursor:pointer;transition:background .15s,border-color .15s;line-height:1;white-space:nowrap}
  .btn svg{width:15px;height:15px;flex:none}
  .btn-primary{background:var(--yellow);color:#1c1812}
  .btn-primary:hover{background:var(--yellow-deep);text-decoration:none}
  .btn-out{background:#fff;color:var(--blue);border-color:var(--border-strong)}
  .btn-out:hover{border-color:var(--blue);background:var(--blue-light);text-decoration:none}
  .btn-sm{padding:8px 14px;font-size:13px}
  .btn-block{width:100%}

  /* stars */
  .rate{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
  .rate .num{font-weight:700;font-size:15px}
  .stars{position:relative;display:inline-block;font-size:15px;line-height:1;letter-spacing:1px;font-family:Arial,sans-serif}
  .stars-base{color:#d2d7de}
  .stars-fill{position:absolute;left:0;top:0;color:var(--star);overflow:hidden;white-space:nowrap}
  .rate .lab{font-size:12px;color:var(--ink-3);font-weight:500}

  /* advertiser bar */
  .adbar{background:var(--surface);border-bottom:1px solid var(--border);font-size:12px}
  .adbar .wrap{display:flex;justify-content:flex-end;align-items:center;gap:6px;padding:6px 22px;color:var(--ink-3)}
  .adbar a{font-size:12px;color:var(--ink-3);text-decoration:underline}
  .adbar svg{width:12px;height:12px}

  /* header */
  header{position:sticky;top:0;z-index:100;background:#fff;border-top:3px solid var(--yellow);border-bottom:1px solid var(--border)}
  .nav{display:flex;align-items:center;gap:18px;padding:12px 22px;max-width:var(--wrap);margin:0 auto}
  .brand{display:flex;align-items:center;gap:9px;cursor:pointer;flex:none}
  .brand-mark{width:30px;height:30px;flex:none}
  .brand-name{font-size:19px;font-weight:800;letter-spacing:-.02em}
  .nav-search{flex:1;max-width:380px;position:relative}
  .nav-search input{width:100%;border:1.5px solid var(--border-strong);border-radius:30px;padding:9px 14px 9px 38px;font-family:var(--sans);font-size:14px;background:var(--surface)}
  .nav-search input:focus{outline:none;border-color:var(--blue);background:#fff}
  .nav-search svg{position:absolute;left:13px;top:50%;transform:translateY(-50%);width:16px;height:16px;color:var(--ink-3)}
  .nav-links{display:none;align-items:center;gap:2px}
  .nav-links a{font-size:14px;font-weight:600;color:var(--ink-2);padding:9px 12px;border-radius:6px}
  .nav-links a:hover{color:var(--blue);background:var(--surface);text-decoration:none}
  .nav-links a.active{color:var(--blue)}
  .menu-btn{display:none;background:none;border:1px solid var(--border-strong);border-radius:6px;padding:7px;cursor:pointer;color:var(--ink);margin-left:auto}
  .menu-btn svg{width:20px;height:20px;display:block}
  .nav-auth{display:flex;align-items:center;gap:8px;margin-left:auto}
  .btn-signin{background:none;border:none;font-family:var(--sans);font-size:14px;font-weight:600;color:var(--ink);cursor:pointer;padding:9px 14px;border-radius:7px}
  .btn-signin:hover{background:var(--surface)}
  .btn-signup{background:var(--yellow);color:#1c1812;border:none;font-family:var(--sans);font-size:14px;font-weight:700;cursor:pointer;padding:9px 18px;border-radius:7px}
  .btn-signup:hover{background:var(--yellow-deep)}
  .mob-signin,.mob-signup{display:none}
  /* mega nav */
  .meganav{border-top:1px solid var(--border);background:#fff}
  .meganav-inner{display:flex;align-items:center}
  .meganav-list{display:flex;list-style:none;margin:0;padding:0}
  .mn-item{position:relative}
  .mn-top{font-family:var(--sans);font-size:13.5px;font-weight:600;color:var(--ink-2);background:none;border:none;padding:11px 13px;cursor:pointer;display:flex;align-items:center;gap:5px;white-space:nowrap}
  .mn-top:hover{color:var(--yellow-deep)}
  .mn-chev{width:13px;height:13px;transition:transform .2s}
  .mn-item.open .mn-chev{transform:rotate(180deg)}
  .mn-panel{position:absolute;top:100%;left:0;min-width:240px;background:#fff;border:1px solid var(--border);border-radius:10px;box-shadow:0 16px 40px -16px rgba(20,23,28,.32);padding:8px;display:none;z-index:120;margin-top:-1px}
  .mn-item.open .mn-panel{display:flex}
  .mn-item:nth-last-child(-n+2) .mn-panel{left:auto;right:0}
  .mn-link{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:9px 12px;border-radius:7px;font-size:13.5px;font-weight:500;color:var(--ink)}
  .mn-link:hover{background:var(--surface);text-decoration:none;color:var(--ink)}
  .mn-tag{font-size:8.5px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;padding:2px 7px;border-radius:20px;white-space:nowrap}
  .mn-tag.live{color:#0f7a45;background:#e7f5ec}
  .mn-tag.soon{color:#9a6a00;background:var(--blue-light)}
  .mn-panel.mn-mega{min-width:660px;max-width:760px;padding:0}
  .mn-left{width:238px;border-right:1px solid var(--border);padding:8px;flex:none}
  .mn-group{display:flex;justify-content:space-between;align-items:center;gap:10px;width:100%;text-align:left;background:none;border:none;font-family:var(--sans);font-size:13.5px;font-weight:600;color:var(--ink);padding:9px 11px;border-radius:7px;cursor:pointer}
  .mn-group:hover,.mn-group.active{background:var(--surface);color:var(--yellow-deep)}
  .mn-group>span{display:inline-flex;align-items:center;gap:7px;min-width:0}
  .mn-gchev{width:13px;height:13px;opacity:.45;flex:none}
  .mn-right{flex:1;padding:14px 16px;min-width:0}
  .mn-gc{display:none;gap:22px}
  .mn-gc.active{display:flex}
  .mn-col{min-width:188px}
  .mn-cl{display:block;padding:7px 6px;font-size:13.5px;font-weight:500;color:var(--ink);border-radius:6px}
  .mn-cl:hover{background:var(--surface);color:var(--yellow-deep);text-decoration:none}
  .mn-blurb h4{font-size:15px;margin:6px 6px 9px}
  .mn-go{color:var(--link)!important;font-weight:600}
  .mn-feature{background:var(--surface);border:1px solid var(--border);border-radius:10px;padding:13px 15px;min-width:188px}
  .mn-feature h5{font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-3);margin:0 0 8px}
  .mn-feature a{display:block;padding:5px 0;font-size:13px;font-weight:500;color:var(--link)}
  .mn-feature a:hover{text-decoration:underline}
  @media(max-width:820px){.mn-panel.mn-mega{min-width:560px}}
  @media(hover:hover) and (pointer:fine){.mn-item:hover .mn-panel{display:flex}.mn-item:hover .mn-chev{transform:rotate(180deg)}}
  @media(max-width:820px){.meganav{overflow-x:auto;-webkit-overflow-scrolling:touch}.meganav-list{width:max-content}}
  @media(max-width:560px){.meganav{display:none}}

  /* views */
  .view{display:none}
  .view.active{display:block}
  .pagehead{background:linear-gradient(168deg,#fff7e0,#fdfbf6);border-bottom:1px solid #f1e6cf;padding:30px 0}
  .pagehead h1{font-size:clamp(26px,3.4vw,36px);margin-bottom:8px}
  .pagehead p{font-size:16px;color:var(--ink-2);margin:0;max-width:70ch}
  .crumb{font-size:12.5px;color:var(--ink-3);margin-bottom:12px;font-weight:500}
  .crumb a{color:var(--ink-3);text-decoration:none}
  .crumb a:hover{color:var(--blue)}
  .updated{display:inline-block;font-size:12px;color:var(--ink-3);margin-top:12px}
  section{padding:34px 0}
  .sechead{display:flex;align-items:baseline;justify-content:space-between;gap:16px;margin-bottom:18px;flex-wrap:wrap}
  .sechead h2{font-size:23px;position:relative;padding-left:15px}
  .sechead h2::before{content:"";position:absolute;left:0;top:.2em;bottom:.2em;width:5px;border-radius:3px;background:var(--yellow)}
  .sechead a{font-size:13.5px;font-weight:600}

  /* hero (compact) */
  .hero{padding:54px 0 42px;background:linear-gradient(168deg,#fff1c9 0%,#fff8e4 52%,#ffffff 100%);border-bottom:1px solid #f2e2b0}
  .hero h1{font-size:clamp(28px,4vw,42px);max-width:18ch;margin-bottom:12px}
  .hero p{font-size:17px;color:var(--ink-2);max-width:60ch;margin-bottom:0}
  .hero h1 .hl{background:linear-gradient(180deg,transparent 60%,var(--yellow) 60%);padding:0 4px;border-radius:2px;white-space:nowrap}

  /* category cards */
  .cats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
  .cat{display:flex;flex-direction:column;border:1px solid var(--border);border-radius:var(--r);padding:20px;background:#fff;cursor:pointer;transition:box-shadow .15s,border-color .15s}
  .cat:hover{box-shadow:0 4px 18px -8px rgba(20,23,28,.25);border-color:var(--border-strong);text-decoration:none}
  .cat-ico{width:40px;height:40px;border-radius:8px;background:var(--blue-light);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
  .cat-ico svg{width:21px;height:21px}

  .cat-emblem{width:62px;height:62px;margin-bottom:14px}
  .cat-emblem svg{width:62px;height:62px;display:block}
  .catgrid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
  .catx{position:relative;align-items:center;text-align:center;padding:24px 14px 20px;transition:transform .18s ease,box-shadow .18s ease,border-color .18s}
  .catx:hover{transform:translateY(-4px);box-shadow:0 12px 28px -12px rgba(20,23,28,.32);border-color:var(--border-strong);text-decoration:none}
  .catx .cat-emblem{width:80px;height:80px;margin:0 auto 14px}
  .catx .cat-emblem svg{width:80px;height:80px;display:block}
  .catx h3{font-size:16px;margin:0 0 6px;color:var(--ink)}
  .catx p{font-size:12.5px;color:var(--ink-3);margin:0 0 12px;line-height:1.45;flex:1}
  .cat-arrow{position:absolute;top:14px;right:14px;color:var(--ink-3);opacity:.42;transition:opacity .15s,color .15s}
  .cat-arrow svg{width:16px;height:16px;display:block}
  .catx:hover .cat-arrow{opacity:1;color:var(--yellow-deep)}
  .cat.reg{cursor:default}
  .cat-status{display:inline-block;font-size:9.5px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;padding:3px 9px;border-radius:20px}
  .cat-status.live{color:#0f7a45;background:#e7f5ec}
  .cat-status.reg{color:#9a6a00;background:var(--blue-light)}
  @media(max-width:1080px){.catgrid{grid-template-columns:repeat(4,1fr)}}
  @media(max-width:860px){.catgrid{grid-template-columns:repeat(3,1fr)}}
  @media(max-width:560px){.catgrid{grid-template-columns:1fr 1fr}}
  /* keep .cat-ico for any legacy use */
  .cat h3{font-size:18px;margin-bottom:6px;color:var(--ink)}
  .cat p{font-size:13.5px;color:var(--ink-3);margin:0 0 14px;flex:1}
  .cat .lnk{font-size:13.5px;font-weight:600;color:var(--blue);display:inline-flex;align-items:center;gap:5px}
  .cat .lnk svg{width:14px;height:14px}

  /* best-of card rows (dense) */
  .rows{border:1px solid var(--border);border-radius:var(--r);overflow:hidden;background:#fff}
  .crow{display:grid;grid-template-columns:34px 150px 1fr;gap:18px;padding:18px 20px;border-bottom:1px solid var(--border)}
  .crow:last-child{border-bottom:none}
  .crow.feat{background:linear-gradient(0deg,#fff,#fffdf4)}
  .rank{font-size:13px;font-weight:800;color:var(--ink-3);padding-top:4px}
  /* premium card art */
  .cardart{width:150px;height:94px;border-radius:10px;background:linear-gradient(135deg,#27406b,#16335a);position:relative;color:#fff;padding:10px 11px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 3px 11px -3px rgba(0,0,0,.45);overflow:hidden}
  .cardart::after{content:"";position:absolute;right:-26px;top:-30px;width:86px;height:86px;border-radius:50%;background:rgba(255,255,255,.06)}
  .cardart::before{content:"";position:absolute;left:-20px;bottom:-34px;width:80px;height:80px;border-radius:50%;background:rgba(0,0,0,.10)}
  .cardart .chip{position:relative;width:27px;height:20px;border-radius:5px;background:linear-gradient(135deg,#f7dd8a,#c9a13c);box-shadow:inset 0 0 0 1px rgba(0,0,0,.18)}
  .cardart .chip::after{content:"";position:absolute;inset:4px 5px;border:1px solid rgba(0,0,0,.25);border-radius:2px}
  .cardart .net{font-size:12px;font-weight:800;letter-spacing:.5px;opacity:.95}
  .cardart-img{width:150px;height:94px;border-radius:10px;object-fit:cover;box-shadow:0 3px 11px -3px rgba(0,0,0,.45);flex:0 0 auto;display:block}
  .logo-img{height:26px;width:auto;max-width:118px;object-fit:contain;display:block}
  .ca-top{display:flex;justify-content:space-between;align-items:flex-start;position:relative;z-index:2}
  .ca-mono{font-weight:800;font-size:13px;letter-spacing:-.02em}
  .ca-ctl{width:14px;height:14px;opacity:.85}
  .ca-chip{width:26px;height:19px;border-radius:4px;background:linear-gradient(135deg,#f1d493,#c9a24e);position:relative;z-index:2;box-shadow:inset 0 0 0 1px rgba(0,0,0,.14)}
  .ca-chip::before{content:"";position:absolute;inset:4px 5px;border:1px solid rgba(0,0,0,.25);border-radius:2px}
  .ca-bot{position:relative;z-index:2}
  .ca-nm{display:block;font-size:11.5px;font-weight:700;line-height:1.15;letter-spacing:-.01em}
  .ca-net{display:block;font-size:8px;font-weight:600;letter-spacing:.1em;opacity:.82;margin-top:3px}

  /* original brand logo placeholders */
  .logo{display:inline-flex;align-items:center;gap:9px}
  .logo-mark{width:32px;height:32px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;color:#fff;flex:none;letter-spacing:-.03em;box-shadow:inset 0 0 0 1px rgba(255,255,255,.2),0 1px 3px rgba(0,0,0,.18)}
  .logo-name{font-weight:700;font-size:14.5px;letter-spacing:-.01em;color:var(--ink)}
  .logo-cell{width:24px;height:24px;border-radius:6px;display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:11px;color:#fff;vertical-align:middle;margin-right:9px;letter-spacing:-.03em}
  .name-logo{display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:7px;color:#fff;font-weight:800;font-size:12.5px;letter-spacing:-.03em;margin-right:9px;vertical-align:middle;box-shadow:inset 0 0 0 1px rgba(255,255,255,.2)}
  .crow-main{min-width:0}
  .crow-top{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;flex-wrap:wrap}
  .crow-name{font-size:18px;font-weight:700;margin:0 0 6px}
  .crow-name .editor{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--blue);background:var(--blue-light);padding:2px 8px;border-radius:4px;margin-left:8px;vertical-align:middle}
  .crow-act{display:flex;flex-direction:column;align-items:stretch;gap:6px;min-width:150px}
  .crow-act .ratesfees{font-size:11.5px;color:var(--ink-3);text-align:center}
  .facts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:16px;padding-top:15px;border-top:1px solid var(--border)}
  .fact .fl{font-size:11px;font-weight:600;color:var(--ink-3);text-transform:uppercase;letter-spacing:.03em;margin-bottom:3px}
  .fact .fv{font-size:14.5px;font-weight:700;color:var(--ink)}
  .fact .fv small{font-weight:500;color:var(--ink-3);font-size:12px}
  .crow-foot{display:flex;gap:18px;margin-top:14px;flex-wrap:wrap;align-items:center}
  .crow-foot a{font-size:13px;font-weight:600}
  .prosline{font-size:13px;color:var(--ink-2);display:flex;align-items:center;gap:7px}
  .prosline svg{width:15px;height:15px;color:var(--green);flex:none}


  /* provider logo slots (swap real logo files in later) */
  .logoslot{display:inline-flex;align-items:center;gap:9px;height:34px;padding:0 4px;border-radius:6px}
  .logoslot .glyph{width:34px;height:34px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:15px;color:#fff;flex:none;letter-spacing:-.02em}
  .logoslot .wm{font-weight:800;font-size:16px;letter-spacing:-.02em;color:var(--ink);line-height:1}
  .logoslot .wm small{display:block;font-size:10px;font-weight:600;color:var(--ink-3);letter-spacing:.02em;margin-top:1px}
  .g-cot{background:#1f6f5c}
  .g-tide{background:#1c1c28}
  .g-rev{background:#191c1f}
  .g-xero{background:#13b5ea}
  .g-qb{background:#2ca01c}
  .g-cot{background:#1f6feb}.g-amex{background:#1c6fb8}.g-barclay{background:#00a3e0}.g-tide{background:#3b48e0}
  .g-revolut{background:#0a66e0}.g-pleo{background:#2b2b2b}.g-juni{background:#0a7d4d}.g-anna{background:#ff5b3a}
  .g-starling{background:#6a2fd0}.g-mettle{background:#2b2b2b}.g-monzo{background:#ff4f40}.g-wise{background:#37517e}
  .g-cashplus{background:#d6271f}.g-fa{background:#4d9e34}.g-sage{background:#00a13a}.g-zoho{background:#e42527}
  .g-crunch{background:#f29111}.g-fresh{background:#0a7fdc}.g-square{background:#1c1c1c}.g-pay{background:#111}.g-default{background:#5b6472}
  .filterbar{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:14px}
  .filterbar .fb-label{font-size:13px;font-weight:700;color:var(--ink-3);margin-right:2px}
  .filt-btn{font-family:var(--sans);font-size:13px;font-weight:600;color:var(--ink-2);background:#fff;border:1.5px solid var(--border-strong);border-radius:30px;padding:7px 14px;cursor:pointer}
  .filt-btn:hover{border-color:var(--yellow-deep)}
  .filt-btn.on{background:var(--ink);border-color:var(--ink);color:#fff}
  .g-pay{background:#3a4654}
  .logo-note{font-size:11px;color:var(--ink-3);margin-top:10px}
  .crow-logo{margin:0 0 10px}
  /* comparison table */
  .tablewrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--r)}
  table{border-collapse:collapse;width:100%;min-width:760px;font-size:14px}
  th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--border)}
  thead th{background:var(--surface);font-size:11.5px;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-3);font-weight:700;position:sticky;top:0}
  tbody tr:last-child td{border-bottom:none}
  tbody tr:hover{background:var(--surface)}
  td.tname{font-weight:700}
  td .mono{font-variant-numeric:tabular-nums}
  td .ministars{display:inline-flex}
  .tpick td:first-child{box-shadow:inset 3px 0 0 var(--blue)}

  /* trust strip */
  .trust{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:22px 24px;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:center}
  .trust .ico{width:42px;height:42px;border-radius:50%;background:var(--blue-light);color:var(--blue);display:flex;align-items:center;justify-content:center;flex:none}
  .trust .ico svg{width:22px;height:22px}
  .trust h3{font-size:17px;margin-bottom:4px}
  .trust p{font-size:13.5px;color:var(--ink-2);margin:0;max-width:90ch}
  .trust a{font-weight:600}

  /* method cards */
  .method{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
  .mcard{border:1px solid var(--border);border-radius:var(--r);padding:16px;background:#fff}
  .mcard .n{font-size:12px;font-weight:800;color:var(--blue)}
  .mcard h4{font-size:15px;margin:8px 0 6px}
  .mcard p{font-size:12.5px;color:var(--ink-3);margin:0}

  /* review */
  .rev-grid{display:grid;grid-template-columns:1fr 320px;gap:36px;align-items:start;padding-top:26px}
  .rev-main h2{font-size:21px;margin:28px 0 10px}
  .rev-main h2:first-child{margin-top:0}
  .rev-main p{font-size:15.5px;color:var(--ink-2)}
  .quickfacts{border:1px solid var(--border);border-radius:var(--r);overflow:hidden;margin:0 0 24px}
  .quickfacts .qf{display:flex;justify-content:space-between;gap:16px;padding:11px 16px;border-bottom:1px solid var(--border);font-size:14px}
  .quickfacts .qf:last-child{border-bottom:none}
  .quickfacts .qf .k{color:var(--ink-3)}
  .quickfacts .qf .v{font-weight:700;text-align:right}
  .proscons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:8px 0 18px}
  .pcbox{border:1px solid var(--border);border-radius:var(--r);padding:16px}
  .pcbox h4{font-size:14px;margin-bottom:10px}
  .pcbox ul{margin:0;padding:0;list-style:none}
  .pcbox li{display:flex;gap:8px;font-size:13.5px;color:var(--ink-2);margin-bottom:8px;line-height:1.45}
  .pcbox li svg{width:15px;height:15px;flex:none;margin-top:2px}
  .pcbox.pros li svg{color:var(--green)}
  .pcbox.cons li svg{color:var(--red)}
  .rev-aside .box{border:1px solid var(--border);border-radius:var(--r);padding:18px;position:sticky;top:80px}
  .rev-aside .box .cardart{width:100%;height:120px;margin-bottom:14px}
  .rev-aside .box .ratesfees{font-size:11.5px;color:var(--ink-3);text-align:center;margin-top:8px}

  /* fineprint */
  .fineprint{font-size:12px;color:var(--ink-3);line-height:1.6;border-top:1px solid var(--border);padding-top:18px;margin-top:8px}
  .fineprint b{color:var(--ink-2);font-weight:700}

  /* faq */
  details{border-bottom:1px solid var(--border)}
  summary{cursor:pointer;list-style:none;padding:16px 2px;font-size:16px;font-weight:600;display:flex;justify-content:space-between;gap:16px;align-items:center}
  summary::-webkit-details-marker{display:none}
  summary .pm{flex:none;color:var(--blue);font-size:20px;transition:transform .2s}
  details[open] summary .pm{transform:rotate(45deg)}
  details .ans{padding:0 2px 16px;font-size:14.5px;color:var(--ink-2);max-width:80ch}

  /* prose */
  .prose{max-width:760px}
  .prose h2{font-size:24px;margin:32px 0 12px}
  .prose h2:first-child{margin-top:0}
  .prose h3{font-size:18px;margin:24px 0 8px}
  .prose p{font-size:15.5px;color:var(--ink-2)}
  .callout{background:var(--surface);border-left:3px solid var(--blue);border-radius:0 var(--r) var(--r) 0;padding:16px 18px;margin:18px 0;font-size:14px;color:var(--ink-2)}

  /* footer */
  /* calculators */
  .calc{border:1px solid var(--border);border-radius:12px;background:#fff;overflow:hidden;box-shadow:0 4px 18px -12px rgba(20,23,28,.2)}
  .calc-tabs{display:flex;gap:6px;padding:11px;border-bottom:1px solid var(--border);overflow-x:auto;background:var(--surface)}
  .calc-tab{flex:none;font-family:var(--sans);font-size:13.5px;font-weight:600;color:var(--ink-2);background:#fff;border:1px solid var(--border);border-radius:30px;padding:8px 15px;cursor:pointer;white-space:nowrap;transition:all .15s}
  .calc-tab:hover{border-color:var(--yellow-deep)}
  .calc-tab.active{background:var(--yellow);color:#1c1812;border-color:var(--yellow)}
  .calc-panel{display:none;padding:24px;grid-template-columns:1fr 300px;gap:28px}
  .calc-panel.active{display:grid}
  .calc-fields{display:flex;flex-direction:column;gap:15px}
  .calc-field label{display:block;font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:6px}
  .calc-input{display:flex;align-items:center;border:1.5px solid var(--border-strong);border-radius:8px;background:#fff}
  .calc-input .pre{padding:0 0 0 12px;color:var(--ink-3);font-weight:700;font-size:15px}
  .calc-input .suf{padding:0 12px 0 0;color:var(--ink-3);font-weight:700;font-size:14px}
  .calc-input input{flex:1;border:none;outline:none;padding:11px 12px;font-family:var(--sans);font-size:15px;font-weight:600;color:var(--ink);background:none;min-width:0;width:100%}
  .calc-input:focus-within{border-color:var(--yellow-deep)}
  .calc-seg{display:flex;gap:6px}
  .calc-seg button{flex:1;font-family:var(--sans);font-size:13px;font-weight:600;padding:10px;border:1.5px solid var(--border-strong);border-radius:8px;background:#fff;cursor:pointer;color:var(--ink-2)}
  .calc-seg button.on{background:var(--yellow);border-color:var(--yellow);color:#1c1812}
  .calc-result{background:var(--blue-light);border:1px solid #efdca6;border-radius:10px;padding:22px;align-self:start}
  .calc-result .cr-label{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3)}
  .calc-result .cr-big{font-family:var(--sans);font-size:32px;font-weight:800;color:var(--ink);margin:4px 0 14px;line-height:1;font-variant-numeric:tabular-nums}
  .calc-result .cr-row{display:flex;justify-content:space-between;gap:12px;font-size:13.5px;padding:8px 0;border-top:1px solid #efe0b8}
  .calc-result .cr-row span:last-child{font-weight:700;font-variant-numeric:tabular-nums}
  .calc-note{font-size:11.5px;color:var(--ink-3);margin-top:14px;line-height:1.5}
  @media(max-width:760px){.calc-panel.active{grid-template-columns:1fr}}
  /* toast */
  .toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%) translateY(20px);background:var(--ink);color:#fff;padding:12px 22px;border-radius:30px;font-size:14px;font-weight:600;box-shadow:0 12px 32px -8px rgba(0,0,0,.45);opacity:0;pointer-events:none;transition:opacity .25s,transform .25s;z-index:300}
  .toast.show{opacity:1;transform:translateX(-50%) translateY(0)}
  /* cookie consent */
  .cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;max-width:760px;margin:0 auto;background:var(--ink);color:#fff;border-radius:14px;padding:16px 20px;box-shadow:0 18px 44px -12px rgba(0,0,0,.5);z-index:400;display:none;gap:14px;align-items:center;flex-wrap:wrap}
  .cookie-banner.show{display:flex}
  .cookie-banner p{margin:0;font-size:13.5px;line-height:1.5;color:#e8eaed;flex:1 1 320px}
  .cookie-banner a{color:var(--yellow);font-weight:600}
  .cookie-actions{display:flex;gap:8px;flex:0 0 auto}
  .cookie-actions button{font-family:var(--sans);font-size:13px;font-weight:700;border-radius:8px;padding:9px 16px;cursor:pointer;border:none}
  .ck-accept{background:var(--yellow);color:#1c1812}
  .ck-accept:hover{background:var(--yellow-deep)}
  .ck-reject{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4)}
  .ck-reject:hover{background:rgba(255,255,255,.12)}
  /* contact */
  .contact-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;margin:6px 0 28px}
  .cc-box{border:1px solid var(--border);border-radius:12px;padding:18px}
  .cc-box h4{margin:0 0 6px;font-size:15px}
  .cc-box p{margin:0;font-size:14px;color:var(--ink-2)}
  .cc-box a{font-weight:600}
  .cf-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:660px}
  .cf-full{grid-column:1/-1}
  .cf label{display:block;font-size:13px;font-weight:600;color:var(--ink-2);margin:0 0 5px}
  .cf input,.cf textarea{width:100%;border:1.5px solid var(--border-strong);border-radius:7px;padding:10px 12px;font-family:var(--sans);font-size:14px;color:var(--ink);background:#fff}
  .cf textarea{min-height:130px;resize:vertical}
  .cf-msg{font-size:13.5px;margin:12px 0 0;min-height:18px;font-weight:600}
  .cf-msg.ok{color:var(--green)}
  .cf-msg.err{color:var(--red)}
  @media(max-width:560px){.cf-grid{grid-template-columns:1fr}}
  /* sort bar */
  .sortbar{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:18px}
  .sortbar .sb-label{font-size:13px;font-weight:700;color:var(--ink-3);margin-right:2px}
  .sort-btn{font-family:var(--sans);font-size:13px;font-weight:600;color:var(--ink-2);background:#fff;border:1.5px solid var(--border-strong);border-radius:30px;padding:8px 15px;cursor:pointer;transition:all .15s}
  .sort-btn:hover{border-color:var(--yellow-deep)}
  .sort-btn.on{background:var(--yellow);border-color:var(--yellow);color:#1c1812}
  /* calc CTA */
  .calc-cta{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-family:var(--sans);font-size:13.5px;font-weight:700;color:#1c1812;background:var(--yellow);border-radius:8px;padding:10px 16px;text-decoration:none;cursor:pointer}
  .calc-cta:hover{background:var(--yellow-deep);text-decoration:none}
  /* search dropdown */
  .search-results{position:absolute;top:calc(100% + 6px);left:0;right:0;background:#fff;border:1px solid var(--border);border-radius:10px;box-shadow:0 16px 40px -16px rgba(20,23,28,.32);padding:6px;display:none;z-index:130;max-height:340px;overflow-y:auto}
  .search-results.show{display:block}
  .sr-item{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:9px 12px;border-radius:7px;cursor:pointer;font-size:13.5px;font-weight:500;color:var(--ink)}
  .sr-item:hover{background:var(--surface)}
  .sr-cat{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-3);flex:none}
  .sr-empty{padding:14px 12px;font-size:13px;color:var(--ink-3)}
  /* newsletter */
  .news-band{padding:10px 0 40px}
  .news{background:var(--pine-deep);color:#fff;border-radius:14px;padding:clamp(26px,4vw,40px);display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center}
  .news h3{font-size:23px;color:#fff;margin-bottom:6px}
  .news p{font-size:14px;color:#bfd0c4;margin:0;max-width:50ch}
  .news-side{min-width:300px}
  .news-form{display:flex;gap:10px;flex-wrap:wrap}
  .news-form input{border:none;border-radius:8px;padding:13px 16px;font-family:var(--sans);font-size:14.5px;min-width:200px;flex:1}
  .news-form input:focus{outline:2px solid var(--yellow)}
  .news-form button{background:var(--yellow);color:#1c1812;border:none;border-radius:8px;font-family:var(--sans);font-weight:700;font-size:14.5px;padding:13px 22px;cursor:pointer;white-space:nowrap}
  .news-form button:hover{background:var(--yellow-deep)}
  .news-msg{font-size:12.5px;margin-top:8px;font-weight:600;min-height:16px}
  .news-msg.ok{color:#9fe6c0}
  .news-msg.err{color:#ffb4a2}
  /* guide */
  .guide-wrap{display:grid;grid-template-columns:1fr 240px;gap:44px;align-items:start;padding-top:30px}
  .guide-body h2{font-size:24px;margin:34px 0 12px;scroll-margin-top:150px}
  .guide-body h2:first-child{margin-top:0}
  .guide-body p{font-size:16.5px;color:var(--ink-2);line-height:1.72}
  .guide-body>ul{padding-left:0;list-style:none;margin:0 0 18px}
  .guide-body>ul li{display:flex;gap:11px;font-size:16px;color:var(--ink-2);margin-bottom:9px;line-height:1.55}
  .guide-body>ul li::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--yellow-deep);flex:none;margin-top:9px}
  .guide-toc{position:sticky;top:140px;border:1px solid var(--border);border-radius:12px;padding:18px 20px}
  .guide-toc h4{font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3);margin:0 0 12px}
  .guide-toc a{display:block;font-size:13.5px;font-weight:500;color:var(--ink-2);padding:6px 0}
  .guide-toc a:hover{color:var(--yellow-deep);text-decoration:none}
  .guide-meta{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:13px;color:var(--ink-3);margin:14px 0 0}
  .guide-cta{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:22px;margin:26px 0}
  .guide-cta b{font-size:16px}.guide-cta p{margin:6px 0 14px;font-size:14.5px}
  .guide-related{border-top:1px solid var(--border);margin-top:34px;padding-top:22px}
  .guide-related h3{font-size:16px;margin-bottom:8px}
  .guide-related a{display:block;font-size:15px;font-weight:600;color:var(--yellow-deep);padding:7px 0}
  @media(max-width:860px){.guide-wrap{grid-template-columns:1fr}.guide-toc{position:static}}
  @media(max-width:760px){.news{grid-template-columns:1fr}.news-side{min-width:0}}
  .guide-body details{border-top:1px solid var(--border);padding:14px 0}
  .guide-body summary{display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:600;font-size:16px;list-style:none}
  .guide-body summary::-webkit-details-marker{display:none}
  .guide-body .pm{color:var(--yellow-deep);font-weight:700;transition:transform .2s;font-size:20px;line-height:1}
  .guide-body details[open] .pm{transform:rotate(45deg)}
  .guide-body .ans{font-size:15px;color:var(--ink-2);padding-top:10px;line-height:1.6}
  /* credit check */
  .cc{display:grid;grid-template-columns:1fr 330px;gap:34px;align-items:start;margin-top:6px}
  .cc-q{display:flex;gap:12px;align-items:flex-start;padding:13px 2px;border-top:1px solid var(--border);cursor:pointer}
  .cc-q:first-of-type{border-top:none}
  .cc-q input{width:20px;height:20px;margin-top:1px;accent-color:var(--yellow-deep);flex:none;cursor:pointer}
  .cc-q span{font-size:15px;color:var(--ink);line-height:1.4}
  .cc-panel{position:sticky;top:140px;border:1px solid var(--border);border-radius:14px;padding:24px;background:#fff;box-shadow:0 4px 18px -12px rgba(20,23,28,.2)}
  .cc-label{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3)}
  .cc-count{font-size:38px;font-weight:800;line-height:1;margin:4px 0 12px}
  .cc-bar{height:8px;border-radius:20px;background:var(--border);overflow:hidden}
  .cc-bar-fill{height:100%;border-radius:20px;width:0;transition:width .3s,background .3s}
  .cc-band{display:inline-block;margin-top:12px;font-size:12.5px;font-weight:700;padding:5px 12px;border-radius:20px}
  .cc-bar-fill.g1{background:#e7484a}.cc-band.g1{background:#fbe1e1;color:#b02628}
  .cc-bar-fill.g2{background:#f08c2e}.cc-band.g2{background:#fce6cf;color:#9a5a12}
  .cc-bar-fill.g3{background:#e8b22e}.cc-band.g3{background:var(--blue-light);color:#8a6a12}
  .cc-bar-fill.g4{background:#5bb46a}.cc-band.g4{background:#e7f5ec;color:#1c7a44}
  .cc-bar-fill.g5{background:#2f9e54}.cc-band.g5{background:#e7f5ec;color:#0f7a45}
  .cc-tips{margin-top:16px}
  .cc-tips h5{font-size:11px;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-3);margin:0 0 8px}
  .cc-tips ul{list-style:none;padding:0;margin:0}
  .cc-tips li{font-size:13px;color:var(--ink-2);padding:6px 0 6px 18px;position:relative;line-height:1.45}
  .cc-tips li::before{content:"\2192";position:absolute;left:0;color:var(--yellow-deep);font-weight:700}
  .cc-allgood{font-size:13.5px;color:#1c7a44;font-weight:500;margin-top:14px}
  .cc-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px;margin-top:18px}
  .cc-card{border:1px solid var(--border);border-radius:12px;padding:18px}
  .cc-name{font-size:17px;font-weight:700}
  .cc-meta{font-size:12.5px;color:var(--ink-3);margin:4px 0 14px}
  @media(max-width:760px){.cc{grid-template-columns:1fr}.cc-panel{position:static}}
  /* invoice generator */
  .inv{display:grid;grid-template-columns:370px 1fr;gap:30px;align-items:start;margin-top:6px}
  .inv-form{display:flex;flex-direction:column;gap:18px}
  .inv-grp{border:1px solid var(--border);border-radius:12px;padding:16px 18px}
  .inv-grp h3{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3);margin:0 0 12px}
  .inv-f{margin-bottom:10px}
  .inv-f:last-child{margin-bottom:0}
  .inv-f label{display:block;font-size:12px;font-weight:600;color:var(--ink-3);margin-bottom:4px}
  .inv-f input,.inv-f textarea{width:100%;border:1.5px solid var(--border-strong);border-radius:7px;padding:9px 11px;font-family:var(--sans);font-size:14px;color:var(--ink);background:#fff}
  .inv-f input:focus,.inv-f textarea:focus{outline:none;border-color:var(--yellow-deep)}
  .inv-2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
  .inv-lines-head{display:grid;grid-template-columns:1fr 52px 78px 26px;gap:6px;font-size:11px;font-weight:700;color:var(--ink-3);text-transform:uppercase;letter-spacing:.03em;margin-bottom:6px}
  .inv-line{display:grid;grid-template-columns:1fr 52px 78px 26px;gap:6px;margin-bottom:6px}
  .inv-line input{border:1.5px solid var(--border-strong);border-radius:7px;padding:8px 9px;font-family:var(--sans);font-size:13.5px;width:100%;min-width:0}
  .inv-line input:focus{outline:none;border-color:var(--yellow-deep)}
  .li-del{border:none;background:none;color:var(--ink-3);font-size:20px;line-height:1;cursor:pointer;border-radius:6px}
  .li-del:hover{background:#fbe1e1;color:#b02628}
  .inv-addline{align-self:flex-start;border:1.5px dashed var(--border-strong);background:#fff;color:var(--ink-2);font-family:var(--sans);font-weight:600;font-size:13px;border-radius:8px;padding:9px 14px;cursor:pointer}
  .inv-addline:hover{border-color:var(--yellow-deep);color:var(--yellow-deep)}
  .inv-preview{position:sticky;top:140px}
  .inv-paper{background:#fff;border:1px solid var(--border);border-radius:12px;padding:38px;box-shadow:0 10px 36px -18px rgba(20,23,28,.3)}
  .inv-top{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}
  .inv-logo{max-height:56px;max-width:170px;margin-bottom:10px;display:none}
  .inv-biz{font-size:18px;font-weight:800;color:var(--ink)}
  .inv-muted{font-size:13px;color:var(--ink-3);white-space:pre-line;line-height:1.5}
  .inv-muted2{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3);margin-bottom:3px}
  .inv-title{font-size:30px;font-weight:800;letter-spacing:.12em;color:var(--yellow-deep);text-align:right}
  .inv-metatbl{margin-top:8px;font-size:12.5px;border-collapse:collapse}
  .inv-metatbl td{padding:2px 0 2px 16px;text-align:right;color:var(--ink-2)}
  .inv-metatbl td:first-child{color:var(--ink-3);font-weight:600}
  .inv-billto{margin:26px 0 6px}
  .inv-client{font-size:15px;font-weight:700;color:var(--ink)}
  .inv-table{width:100%;border-collapse:collapse;margin:14px 0 6px}
  .inv-table th{font-size:10.5px;text-transform:uppercase;letter-spacing:.03em;color:var(--ink-3);text-align:left;border-bottom:2px solid var(--ink);padding:8px 0}
  .inv-table td{padding:9px 0;border-bottom:1px solid var(--border);font-size:13.5px;color:var(--ink-2);vertical-align:top}
  .inv-table .r{text-align:right}
  .inv-totals{width:250px;margin-left:auto;margin-top:14px}
  .inv-totals .row{display:flex;justify-content:space-between;padding:6px 0;font-size:14px;color:var(--ink-2)}
  .inv-totals .grand{font-size:18px;font-weight:800;color:var(--ink);border-top:2px solid var(--ink);margin-top:6px;padding-top:11px}
  .inv-notes{margin-top:22px;font-size:12.5px;color:var(--ink-3);white-space:pre-line;border-top:1px solid var(--border);padding-top:14px;line-height:1.6}
  @media(max-width:860px){.inv{grid-template-columns:1fr}.inv-preview{position:static}.inv-paper{padding:24px}}
  @media print{
    .adbar,header,.meganav,.news-band,footer,.pagehead,.inv-form,.inv-bar,.toast,.cookie-banner,.logo-note{display:none !important}
    .inv{display:block !important}.inv-preview{position:static !important}
    .inv-paper{border:none !important;box-shadow:none !important;border-radius:0 !important;padding:0 !important}
    @page{margin:16mm}
  }
  /* launch pack */
  .pk{display:grid;grid-template-columns:1fr 320px;gap:30px;align-items:start;margin-top:6px}
  .pk-step{display:flex;gap:16px;border:1px solid var(--border);border-radius:14px;padding:20px;margin-bottom:14px;transition:opacity .2s}
  .pk-step.off{opacity:.45}
  .pk-num{width:34px;height:34px;border-radius:50%;background:var(--yellow);color:#1c1812;font-weight:800;display:flex;align-items:center;justify-content:center;flex:none;font-size:16px}
  .pk-body{flex:1;min-width:0}
  .pk-head{display:flex;justify-content:space-between;align-items:center;gap:12px}
  .pk-h-l{display:flex;align-items:center;gap:9px;flex-wrap:wrap}
  .pk-head h3{font-size:17px;margin:0}
  .pk-tag{font-size:9px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:#0f7a45;background:#e7f5ec;padding:3px 8px;border-radius:20px}
  .pk-inc{font-size:12.5px;font-weight:600;color:var(--ink-3);display:flex;align-items:center;gap:6px;cursor:pointer;white-space:nowrap}
  .pk-inc input{width:16px;height:16px;accent-color:var(--yellow-deep)}
  .pk-body p{font-size:14px;color:var(--ink-2);margin:6px 0 12px}
  .pk-opts{display:flex;flex-wrap:wrap;gap:8px}
  .pk-opt{font-family:var(--sans);font-size:13px;font-weight:600;color:var(--ink-2);background:#fff;border:1.5px solid var(--border-strong);border-radius:30px;padding:7px 14px;cursor:pointer}
  .pk-opt:hover{border-color:var(--yellow-deep)}
  .pk-opt.on{background:var(--yellow);border-color:var(--yellow);color:#1c1812}
  .pk-summary{position:sticky;top:140px;border:1px solid var(--border);border-radius:14px;padding:22px;background:#fff;box-shadow:0 8px 28px -16px rgba(20,23,28,.25)}
  .pk-sum-label{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3)}
  .pk-sum-count{font-size:26px;font-weight:800;margin:3px 0 14px}
  .pk-list{list-style:none;padding:0;margin:0 0 14px}
  .pk-list li{display:flex;align-items:center;gap:11px;padding:10px 0;border-top:1px solid var(--border)}
  .pk-list li:first-child{border-top:none}
  .pk-li-n{width:22px;height:22px;border-radius:50%;background:var(--surface);font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex:none}
  .pk-li-t{font-size:13.5px;font-weight:600;line-height:1.2}
  .pk-li-p{font-size:12px;color:var(--ink-3)}
  .pk-li-go{margin-left:auto;font-size:12.5px;font-weight:700;color:var(--yellow-deep);white-space:nowrap;cursor:pointer}
  .pk-note{font-size:11px;color:var(--ink-3);margin-top:12px;line-height:1.5}
  .pk-band{padding:0 0 32px}
  .pk-band .inner{background:linear-gradient(135deg,#fff1c9,#ffe098);border:1px solid #f2dd9a;border-radius:16px;padding:clamp(24px,4vw,36px);display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
  .pk-band h3{font-size:23px;margin:0 0 5px}
  .pk-band p{font-size:14.5px;color:var(--ink-2);margin:0;max-width:56ch}
  @media(max-width:860px){.pk{grid-template-columns:1fr}.pk-summary{position:static}}
  /* hero two-column + launch card */
  .hero .wrap{display:grid;grid-template-columns:1fr 390px;gap:44px;align-items:center}
  .hero-left h1{margin-bottom:14px}
  .hp-card{background:#fff;border:1px solid #f0dca0;border-radius:18px;padding:26px;box-shadow:0 18px 44px -22px rgba(20,23,28,.4)}
  .hp-tag{display:inline-block;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;color:#1c1812;background:var(--yellow);padding:4px 11px;border-radius:20px;margin-bottom:13px}
  .hp-card h3{font-size:21px;margin:0 0 4px}
  .hp-card>p{font-size:14px;color:var(--ink-2);margin:0 0 16px}
  .hp-steps{list-style:none;padding:0;margin:0 0 18px}
  .hp-steps li{display:flex;align-items:center;gap:12px;font-size:14.5px;font-weight:500;color:var(--ink);padding:9px 0;border-top:1px solid var(--border)}
  .hp-steps li:first-child{border-top:none}
  .hp-steps li b{width:25px;height:25px;border-radius:50%;background:var(--blue-light);color:var(--blue-dark);font-size:12px;font-weight:800;display:flex;align-items:center;justify-content:center;flex:none}
  .hp-foot{text-align:center;font-size:12px;color:var(--ink-3);margin:12px 0 0}
  @media(max-width:880px){.hero .wrap{grid-template-columns:1fr;gap:30px}.hero-right{max-width:430px}}
  footer{background:var(--surface);border-top:3px solid var(--yellow);padding:40px 0 24px;margin-top:30px}
  .foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px;padding-bottom:28px;border-bottom:1px solid var(--border)}
  .foot-brand p{font-size:13px;color:var(--ink-3);margin:12px 0 0;max-width:34ch}
  .foot-col h5{font-size:11.5px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-3);margin:0 0 12px;font-weight:700}
  .foot-col a{display:block;font-size:13.5px;color:var(--ink-2);padding:5px 0;font-weight:500}
  .foot-bottom{padding-top:20px;font-size:12px;color:var(--ink-3);line-height:1.6}
  .foot-bottom .disc{max-width:100ch;margin-bottom:10px}

  @media(max-width:920px){
    .cats{grid-template-columns:1fr}
    .method{grid-template-columns:1fr 1fr}
    .rev-grid{grid-template-columns:1fr}
    .rev-aside .box{position:static}
    .foot-grid{grid-template-columns:1fr 1fr}
    .crow{grid-template-columns:28px 120px 1fr;gap:14px}
    .cardart{width:120px;height:76px}
  }
  @media(max-width:680px){
    .nav-search{display:none}
    .nav-auth{display:none}
    .nav-links.open .mob-signin,.nav-links.open .mob-signup{display:block}
    .nav-links{display:none}
    .nav-links.open{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--border);padding:8px;align-items:stretch}
    .menu-btn{display:flex}
    .crow{grid-template-columns:1fr}
    .cardart{width:150px;height:94px}
    .rank{display:none}
    .facts{grid-template-columns:1fr 1fr}
    .proscons{grid-template-columns:1fr}
    .method{grid-template-columns:1fr}
    .foot-grid{grid-template-columns:1fr 1fr}
    .crow-act{min-width:0}
  }
  @media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}