Robo-advisers
Low-cost, app-based services that build and manage a portfolio for you based on a questionnaire. Good for straightforward investing at a low fee.
Human advisers
Better for complex situations — retirement, tax, estate planning — where tailored, regulated advice is worth the higher cost.
Frequently asked questions
Which is cheaper?+
Robo-advice usually costs less. A human adviser costs more but can add value where your situation is complicated.