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    Help with late tax payments

    If you cannot pay your tax on time, do not ignore it — there are options.

    By the Happy Wallets team·Updated June 2026·3 min read

    What to do

    • Contact HMRC before the deadline if possible.
    • Ask about a Time to Pay arrangement to spread the cost.
    • Keep paying what you can.
    • Get free advice if debt is mounting.

    Frequently asked questions

    Will HMRC let me pay in instalments?+
    Often yes, through a Time to Pay plan, especially if you reach out early and have a realistic proposal.
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