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    Accountant vs software

    Not either/or — most small companies use both. Here is how to decide the balance.

    By the Happy Wallets team·Updated June 2026·4 min read

    What software does well

    Day-to-day bookkeeping, invoicing, bank feeds, VAT returns and MTD submissions — cheaply and automatically.

    What an accountant adds

    Tax planning, year-end accounts, payroll complexity, and answering the judgement-call questions software cannot.

    Frequently asked questions

    Can I just use software?+
    For a simple sole trader, often yes. Limited companies usually benefit from both — software for the admin, an accountant for the tax.
    Accounts are coming soon — the site is in build